Graduate Student Loans
Apply Now
Make an educated decision today to submit a student loan application for an Educated Borrower® Graduate Student Loan and start taking advantage of all that a college degree has to offer.
- Apply by Phone: Call a loan specialist at 888.426.7820 during the hours of 8:00 a.m. to 5:00 p.m. (Mountain Time) Monday through Friday.
- Apply Online: Complete your Graduate Student Loan application online, download, print, sign and fax your completed promissory note along with your income and school verification to 866.659.8716.
The Educated Borrower® Quick Review Guide
- Fast, convenient student loan application, completion and processing either online or by telephone
- No application fees
- Origination fees as low as 2.00% for qualified borrowers
- Borrow from $1,000 to $60,000 a year for all or part of the cost of education including computers and books
- Avoid selling assets, liquidating tax-deferred investments or borrowing with credit cards
- No payments while in school
- A 0.25% interest rate reduction if payments are made through direct debit from your bank account
- Interest payments may be tax deductible, consult your tax advisor
- Conditional pre-approval decision (subject to verification) within minutes by phone or online
- Loan proceeds mailed directly to the borrower, allowing for faster receipt of funds; if approved with co-signer, loan proceeds will be disbursed co-payable to both borrower and co-signer
- Never any prepayment penalties
As with any private education loan, you should exhaust federal loan options before taking out any private education loan.
Important Note: Loan terms are subject to change at any time and funds cannot be guaranteed prior to final credit approval and the return of a completed application (including a signed application and promissory note and acceptable supporting documents).